The video player could not be built.

do you have old debt you can't afford to pay? WE CAN HELP.

We'll contact you to discuss your situation.

Please check any that apply to you:
  I have debt I cannot afford to pay.
  I am being harassed by creditors.
  I am a senior citizen or disabled person.

Thank you for your information.

Need immediate help? Call 855-435-7787 to speak to a HELPS representative.

Your Retirement Income is Protected.

Federal Law Prevents Debt Collectors From Garnishing Social Security.

  • Federal law protects social security, pensions, VA benefits, disability income and even around $220 in net wages from a little job.
  • This money cannot be garnished or taken by creditors.
  • Seniors and disabled persons do not need to pay old debt they cannot afford to pay.
  • Because their income is safe and protected most seniors and disabled persons don’t need to file bankruptcy.
  • However if they don’t pay their old debts collectors can call and send demand letters.
  • read: A federal law called the Fair Debt Collection Practices Act (FDCPA) prohibits a debt collector from communicating with a person when an attorney is authorized to receive debt collector communication
  • HELPS Nonprofit Law Firm protects seniors from harassment by collectors
  • Call 855-435-7787 for immediate help.

Learn More About How HELPS Can HELP restore your financial peace of mind.

Peace of Mind
These HELPS clients were dealing with harassing debt collectors and anxiety over old Debt. HELPS provided a solution to their financial worries.