HELPS in THREE MINUTES
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Do you have debt you can't afford to pay?

Are You Receiving Social Security, Pension or Disability Income?

WE CAN HELP.


HELPS is a nonprofit law firm and 501(c)(3) charitable organization. We serve senior citizens and disabled persons struggling with debt.


Call HELPS now to learn how your retirement income is protected by law and how we can help.

Thank you for your information.

Need immediate help? Call 855-435-7787 to speak to a HELPS representative.

The Cost of HELPS

Learn More About The Cost of Ongoing Protection From Debt Collector Harassment.

1

We Never Turn Any Senior Citizen AWAY for inabiLity to pay.

HELPS is a 501(c)(3)charitable organization. We are classified as as a charity by the IRS. Around one third of our clients receive our services for free. Our suggested fees are based on our client's ability to pay. We are largely supported by our client's small monthly payments. No contracts are signed. HELPS may be terminated at any time.

2

Household Income Under $800 a month.

Entirely free. If a client is able and desires to make a payment, he or she may make a 5 to 10 dollar monthly payment.

3

Household Income $800-999 a month.

  • The first 30 days are free.
  • Suggested $20 a month for 12 months.
  • $10 per month thereafter

4

Household Income $1000-1250 a month.

  • The first 30 days are free.
  • Suggested $30 a month for 12 months.
  • $10 a month thereafter.

5

Household Income over $1250 a month.

  • The first 30 days are free.
  • Suggested $40 a month for 12 months.
  • $20 per month thereafter

6

Household Income of $3000 plus with three or more unsecured creditors and debt exceeding $10,000.

  • The first 30 days are free.
  • Suggested $50 a month for 12 months.
  • $25 per month thereafter