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Do you have debt you can't afford to pay?

Are You Receiving Social Security, Pension or Disability Income?


HELPS is a nonprofit law firm and 501(c)(3) charitable organization. We serve senior citizens and disabled persons struggling with debt.

Call HELPS now to learn how your retirement income is protected by law and how we can help.

Thank you for your information.

Need immediate help? Call 855-435-7787 to speak to a HELPS representative.

How HELPS Protects Its Clients

Discover How Our Nonprofit Law Firm Uses Federal Law To Protect Senior Citizens, Veterans and Legally Disabled Persons From Unwanted Debt Collector Contact.

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, unfair, or deceptive collection practices. The FDCPA also requires a debt collector who has received notice of legal representation must cease and desist direct contact with the person allegedly owing money.

To emphasize, this law provides that when a person is represented by an attorney, and debt collectors receive notice of this representation, debt collectors must cease and desist direct contact with the person. This means debt collectors can no longer call or send letters to the person with representation.

HELPS provides this type of representation for its clients. We represent senior citizens, legally disabled persons and veterans to receive debt collector contact on their behalf. Our clients have incomes like Social Security or Veterans Benefits that are federally protected for the purpose of ensuring use of these funds to meet basic needs like food, medication and housing. With our representation, our cients can use these incomes without having to endure debt collector harassment.

Learn More About How HELPS Can HELP restore your financial peace of mind.

Peace of Mind
These HELPS clients were dealing with harassing debt collectors and anxiety over old Debt. HELPS provided a solution to their financial worries.