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Do you have debt you can't afford to pay?

Are You Receiving Social Security, Pension or Disability Income?


HELPS is a nonprofit law firm and 501(c)(3) charitable organization. We serve senior citizens and disabled persons struggling with debt.

Call HELPS now to learn how your retirement income is protected by law and how we can help.

Thank you for your information.

Need immediate help? Call 855-435-7787 to speak to a HELPS representative.

Cease and Desist Letter

A Template For Creating A Cease and Desist Letter to Send to Debt Collectors.

  1. Click here to download the cease and desist letter. If you need to download a PDF viewer, Adobe Reader may be downloaded for free here.
  2. Copy the text of the letter into your own document.
  3. Write in your name and address
  4. Write in the collector's name and address.
  5. Date the letter.
  6. Print out the letter and sign it.
  7. Keep a copy for your records.
  8. Send by U.S. Mail.

If you do not have a printer, cannot access a printer at a public library, or are not able to access this letter for any other practical reason, send us an email at with your mailing address and we will send blank cease and desist letter templates to you. You may also call us toll free at 855-435-7787 to request these letters and we will send them to you in the mail. We do not charge for sending these letter templates. HELPS is a nonprofit law firm. We are dedicated to helping seniors and disabled persons however and whenever we can.

Learn More About Other Issues and What HELPS Can Do For You.

Peace of Mind
These HELPS clients were dealing with harassing debt collectors and anxiety over old Debt. HELPS provided a solution to their financial worries.