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Guide

Cease and Desist Letter

A template for creating a cease and desist letter to send to debt collectors.

How to use the template

  1. Download the cease and desist letter. If you need to download a PDF viewer, Adobe Reader may be downloaded for free here.
  2. Copy the text of the letter into your own document.
  3. Write in your name and address.
  4. Write in the collector’s name and address.
  5. Date the letter.
  6. Print out the letter and sign it.
  7. Keep a copy for your records.
  8. Send by U.S. Mail.

If you do not have a printer, most public libraries will print documents for minimal or no cost. Here is a link to a public library locator tool.

This is general information, not legal advice about your situation. If a collector keeps contacting you after you send this letter, or you are not sure whether to send one at all, call 855-435-7787. There is no charge to talk to us.

Reviewed September 2026. HELPS Law Group, P.C. serves clients in nearly every state; North Carolina law prevents us from helping there.

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